Escala de estrés financiero (EFEmp-Cov19): Evidencias iniciales de validez y confiabilidad en pequeños y medianos empresarios peruanos

Objective:To design and validate a scale of financial stress due to the impact of COVID-19 for Peruvian entrepreneurs. Material and Methods: Instrumental and cross-sectional study, carried out in 278 small and medium Peruvian entrepreneurs.The instrument was designed taking indicators found in the scientific literature. Results: The items show Aiken V indicators with values > 0,70. The Exploratory Factor Analysis was justified, with a KMO (0.853) and Bartlett (3459.6; gl = 55; p < 0.001). Product of the robust analyses (X2 = 125.436; p < 0.001;TLI = 0.957; CFI = 0.965 and GFI = 0.986); a single factor was found that explains 68.21% of the total variance of the test and its factor loadings range between 0.673 and 0.920, in addition, the reliability is very acceptable; α = 0.952 (CI95% = 0.93-0.96). Conclusion: The scale proves to be valid and reliable for measuring financial stress in Peruvian entrepreneurs.